Allstate's Jennifer Ladd believes she can get you the best homeowner insurance rates available in the St. Louis metro area.
You have worked hard to build your home. You carefully planned, and then executed those plans, all while keeping on top of your job and caring for your family.
So at the end of the day, after cleaning up all the dust that a renovation creates, you want to wind down and relax. You don’t want to worry about the investments you have made in your home or property. That is exactly what homeowners insurance is for–peace of mind. However, claims often become an overwhelming process for homeowners to deal with. Finding someone who will work to reduce insurance costs while continually providing the necessary coverage to protect you and your family can be a challenge.
As a dedicated insurance professional, Jennifer Ladd, a metro St. Louis agent with Allstate, is commited to helping you get the appropriate level of protection and simplify the process of working with a homeowners insurance company.
Home and Auto Insurance Rates Comparison
When asked what homeowners should know before, during or after they contact an insurance agent, Jennifer says, “When a homeowner contacts me to help insure their home, I explain to them the necessity of figuring out the replacement cost in order to arrive at the premium price of their policy. To arrive at the replacement cost, we need general knowledge about the home such as the year it was built, its square footage, the number of plumbing fixtures it has, its basic outlay, and general material information. It is our job as agents to educate the customer as to the difference of replacement costs vs. market value and appraisal cost.”
Add Automobile Insurance To a Homeowner Policy for Better Discounts
There are significant rate discounts for insuring an automobile and home on the same policy. There are also great discounts for insuring multiple vehicles on the same policy as well. Jennifer says she also offers insurance policies on boats, motorcycles, other recreational vehicles, personal umbrella policies (also known as PUP), life insurance, and health insurance.
“I’ve lived in Edwardsville my entire life. Through the years, I’ve come to know many local families and developed many long-term relationships. I have a solid understanding of the insurance needs for this community too, and from auto and home protection to life and specialty insurance products, I can provide you with a wide variety of options,” she says.
“I’m proud to work with a company who’s been serving satisfied customers for over 70 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate Insurance delivers on their promises. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Best, the insurance company grader.
Quality service, strength and satisfaction – that’s something I’m glad to be a part of. As an agent, Jennifer understands how the choices you make – such as the car you drive – affects your auto insurance rate.
